Guidebook for Living in Korea

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Industrial Accident Compensation Insurance

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Industrial Accident Compensation Insurance

Industrial Accident Compensation Insurance

01Industrial Accident Compensation Insurance

The Industrial Accident Compensation Insurance incurs a premium from the sole proprietors, and the fund is paid to employees instead of the owner. In principle, it applies to all businesses and companies that hire workers. If a worker is injured from industrial disasters,, he or she must submit an application to the Korea Workers' Compensation & welfare Service, and accident compensation wages may be provided after a review occurs.

Refer to Korea Workers’ Compensation & Welfare Service website – Media room – Brochure for foreigners – 2020 English Brochure

(1)Tips to Remember in the Event of an Industrial Accident

Employees or their families can apply for industrial accident compensation payment directly to the Korea Labor Welfare Corporation (☎1588-0075).
Early treatment (emergency treatment) is very critical in the event of an industrial accident. Victims must consult with an expert for diagnosis and treatment. In the case of amputation such as a severed finger, the victim must visit a hospital that provides replantation/ reattachment operation services.
During treatment for an industrial accident, a company cannot fire a worker or force deportation. Even if an industrial accident is attributed to a worker’s fault, the worker can still receive industrial accident compensation if an injury occurred on the job.
In addition, industrial accident insurance benefits will be paid only to a worker’s personal bank account, so workers should get a bank account beforehand..

(2)Qualifications

Businesses or employees of affiliated businesses governed by the Industrial Accident Compensation Insurance Act or their families can apply for compensation in the case of injury, illness, disability, or fatality while on the job.

(3)Preparation of Documents

When filling out the application form for medical care expenses, be sure to record the content and date of accident in detail and correctly. If the worker gets treated at a medical institution for an industrial accident, he or she can make a request to the medical institution to apply for industrial accident compensation payment on his or her behalf.

(4)Compensation Procedure

Accident
Transfer to the Hospital
Issuance of Medical Certificate
Preparation of the Initial
Application for Medical Care
Submission to the Service
Review of Course of Accident,
Injury or Illness
Medical Advice (if necessary)
Deliberation and Decision
Notification of Decision
(Applications, Businesses and Medical sinesses and Medical Organizations)

(5)Types of Compensation for Industrial Accidents

Types of Compensation for Industrial Accidents
Items	Descriptions	Eligible person
Medical care expenses	Cash benefits for treatment of diseases or injury provided through a medical organization until the victim has recovered Medical expenses: hospital cost required for treatment Nursing fees: cost required for care for the infirmed Transfer fees: Cost of transfer needed for outpatient treatment Other: cost of aid & treatment paid by workers out-of-pocket	Victim
Temporary incapacity benefits	70% of the average income is provided daily to protect the livelihood of injured workers and their families during the recovery period	Victim
Injury and disease compensation pension	If a worker receiving medical care expenses has grade 1 to 3 of grave medical condition and has been under medical treatment for 2 years or more, this pension is provided instead of leave payment.	Victim
Disability allowance	Allowances paid according to the severity of disability (Grade 1-14) when a disability lingers after it occurred as a result of an industrial accident and after a treatment related to the industrial accident	Victim
Personal care benefits	Benefits paid to those qualified for sick leave benefits who used medically necessary personal care services after treatment	Victim
Occupational rehabilitation benefits	Benefits for employers who maintain employment for individuals with personal injuries (Grade 1 ~12) Benefits for employers who provide vocational training for unemployed persons with industrial injuries (Grade 1 ~12)	Funding return to work: Employer Training expenses: Vocational training agency Training allowances: Victim
Bereavement benefits and funeral expenses	Funeral service expenses & allowances provided to surviving family members for basic livelihood security of the surviving members in the event of an employee fatality.	Allowances to surviving family: surviving family Funeral service expenses: People who held a funeral service (surviving family, etc)

02Basic Safety Rules

The first step for the prevention of industrial accidents is to keep your work space and surrounding areas clean and organized. Hallways should be kept clear, and floors should be checked on a regular basis to ensure they are not slippery. The following are basic safety rules that can be applied to every workplace.

Work after considering the risk factors in the related work.
Turn off the power before cleaning, or any repair, and maintenance work.
Wear working clothes while working; do not smoke or eat on the work site.
Do not wear cotton gloves when working with a rotating machine.
Wear protective gear, such as safety hat and shoes.
Wear protective glasses when working in an area with particulates and dust during cutting, using machines, etc.
Harmful materials should be classified and stored in a designated location by type.
Wear a protective mask (gas mask) when using organic solvents like cleansers and adhesives.
Always be aware of the location of the nearest exit.
Always be aware of the location of the first-aid kit and the fire extinguisher.
Check all safety and hygiene messages such as prohibition·warning·instruction·information, etc.
Wash your hands before eating.

03Safety·Sanitation Signs to Remember

(1)Prohibition

< No entry >
< No thoroughfare >
< No vehicle thoroughfare >
< Do not use >
< No passengers >
< No smoking >
< No flames >
< Do not move objects >

(2)Warning

< Inflammable substances >
< Acidic substances >
< Explosive substances >
< Toxic substances >
< Corrosive substances >
< Radioactive substances >
< High voltage >
< Hanging objects >
< Falling objects >
< High temperature >
< Low temperature >
< Floor may be slippery >
< Laser beams >
< Carcinogens, mutagens, biohazards, toxins, respiratory system irritants >
< Hazardous location >

(3)Instruction

< Wear goggles >
< Wear a gas mask >
< Wear a dust mask >
< Wear a face guard >
< Wear a safety helmet >
< Wear earplugs >
< Wear safety boots >
< Wear safety gloves >
< Wear a safety suit >

(4)Information

< Green cross >
< First aid >
< Stretcher >
< Washing station >
< Emergency instruments >
< Emergency exit >
< Emergency exit on left >
< Emergency exit on right >

Source : www.kosha.or.kr

This work can be used according to the “KOGL (Korea Open Government License) Type 4: Source Indication+Prohibition of Commercial Use+Prohibition of Change” condition.

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